Tuesday, January 10, 2012

FINANCIAL EMPOWERMENT 1

Welcome to 2012!  
Join us as we continue to bring you tips on successful living. 

This financial empowerment can be offline and online, or both.
{If you are not leaving here with anything, leave with this only one thought that can change your life forever: “Identify a human need and try to meet it” That is success}

     We can achieve this in two ways: 
         1.Financial empowerment by giving you money - I do not completely agree with this   
   2.Financial empowerment by giving you financial intelligence (smartness).
An illustration: A man that is empowered with N100,000 without intelligence, and a man that is empowered with N10,000 with intelligence. Who do you think will do well?
The first man was given a fish who does not know how to fish, but the second man knows how to fish. Even if there is no fish he can always get fish because he knows how.
Therefore, we are going to concentrate on knowing how to fish as far as this post is concerned.

Historical review of the four basic social ages. This will help us to understand money
    1.  The Hunter – Gatherer Age: money was not important. As long as you had spear, nuts, berries, a cave, and a fire. Land was not important, because humans were nomads and follow the food.

    2.  The Agrarian Age: humans learn how to grow crops and domesticate animals. Land became important. Barter was the medium of exchange. Money still not important.

    3.  The Industrial Age: this began around 1500s. People began to look for new world. They moved off the farms to the cities causing new world of problems and opportunities. Industries and corporations were formed – employer/employee came to be. Still money was not too important. The most important was a job and a paycheck for life – job security and financial security. All these changed around 1974.

    4.  The information Age/Computer Age: we live in the information age. Money is important. Specifically, knowledge about money is essential. Money is a key aspect of life. Financial security is more important than job security. Today money exchange hands at a speed of light. The problem is that our educational system is still in industrial age.

A look at our educational system
Why do we go to school?
We go to school to get good grade, good job. We are taught to work for the rich, shop at the stores of the rich, borrow money from the banks of the rich, invest in the business of the rich via stocks, mutual funds, and retirement plans-pension; but not how to be rich. As a result of this kind of cyclical system, we are always trapped in what I call Rat-Race, making us depending on someone at the latter years of our life.
Our current system of education comes from the Prussian system designed to create good employees and soldiers, people who blindly follow orders, waiting to be told what to do, including what to do with their money.
Our focus is always on job security which is not financial security. Making lots of money, let say from your job does not mean that you are financially intelligent. Why? It is not money, silver, gold, or real estate that that make you rich, what you know about them makes you rich. Before you leave this page today, you must know something (secrets) about money.

DIFFERENT TYPES OF EDUCATION
Let’s start by having a brief to different types of education:

     1.  Academic Education: This includes the ability to read, write, and solve basic math problems. In the information age, one’s ability to keep up with changing information is more important than what one learned yesterday.

     2.  Professional education: This is knowledge of a trade in which to earn money. E.g. attending of a medical school to be a doctor, police academy to join police force, engineering school to an engineer. Today, it takes much more professional education to be financially successful. In the information age, professional education is essential to job security.

    3.  Financial education: This is essential for financial intelligence. It is not so much about how much money you make, but how much money you keep, how hard your money works for you, and how many generations you pass your money on to. In the information age, financial education is essential to financial security. Financial education will give people more choices and more freedom to decide how they want to live their life. You master the language of money.

The school system does a good job in academic and professional education. They fail when it comes to financial education.
      

Why financial education is important in the information age?
We live in the world of information overload. Information is everywhere, on the internet, TV, radio, in magazines, newsletters, computers, cell phones, schools, businesses, churches, billboards, and on and on. Education is essential to processing all of this information. That is why financial education is important. Without the right education a person cannot translate information into personal meaning.
Today, “money is knowledge” and vice versa. You do not need money to make money. You simply need knowledge, an idea. Let’s get the knowledge. Understand the language of money.
My people suffer due to lack of knowledge. With all thy getting get understanding-knowledge. Have the understanding of times.
Prove that academic and professional education is not all you need. Let’s look at some people like: 

Thomas Edison (General Electric) - a prolific inventor was considered unteachable. Albert Einstein – the greatest thinker of modern times, was told by a school teacher that he would never amount to much.
History is full of success stories of those who ignored conditioned responses and forged their own path. The Wright Brothers(fly the first plane) and Henry Ford(Ford motors) never finished high school. Bill Gates (microsoft), Michael Dell (dell computers), and Steve Jobs (apple computers) never finished college. Sergy Brin of Google suspended his PhD studies at Stanford. Mark Zuckerberg started Facebook in his dorm room at Harvard, travelled to, California, and never returned to finish his education. All these world changers dropped out of school (I am not saying you should drop out of school) but because they no longer needed to look for a job. They had an idea and the courage to act on that idea. They started businesses and created jobs for orders. Today information is exploding all over the world. More important, the most successful entrepreneurs understand that we are in the information age. They have the vision to see the changes happening that most do not.
Education is good but we need to think in a different way about education. It is time we stop thinking like employees and think like employers. It is all in the attitude, mentality. 

Start something now, no matter how little!
Watch out for the second part of this post...

Before you go, I am not going to leave you empty, read below to know if it suits you to start with IMPORTATION WITH LITTLE CAPITAL; set your target on what to achieve at the end of the year by starting this business.
Yes, you can make huge capital from import business. You can start with as little as N50000 and still make good profit importing goods such as laptops, androids, ipads, phones, jewelries, books, netbooks, shoes, clothes etc. from countries like China, USA, Japan, Europe stress-free. You do this right from your bedroom (as I do), with your GTB mastercard or domiciliary account, and your goods will be shipped to your address here in Nigeria. Every information you need to kick-start this business is packed in this e-book which you will be getting soon. It will take you by the hand until your goods get to you. How to activate the mastercard and most importantly, the list of trusted sites(the same sites I use for my import) will be handed over to you. This will help you to avoid scammers. 

This is just for action takers, if you feel you are one of them and you want to start this within one week of this post, contact us by sending us a mail at admin@stopthejobsearch.com with subject "import e-book". We will supply you with the information on how to get this book. This is my new year gift to all.

After going through this book, the only work you need to do is to do a research, find out what is moving in the market (what people needs); and supply them with that.

Remain focused this 2012.
To your success!!!

No comments: